About Us

rickRick Greener, LUTCF
President, Benefit Specialists.

An alumnus of Moorhead State University, Rick’s diverse business background includes management and ownership in retail and wholesale marketing operations. Entering the insurance business in 1980, Rick has experienced the dramatic changes in the insurance landscape first hand and has gained the knowledge necessary to provide his clients with the best insurance and benefit products available to the market. In addition to individual disability Rick works in the area of business disability and most areas of group coverage.

Rick lives in Fargo, North Dakota with his wife Kathy. They have two grown children. Rick is very active in local community organizations and is also an avid golfer. He enjoys spending time with his friends and clients on the course.



Visit Rick’s Medica page here: Medica

Who We Are

An industry leader since 1980, Benefit Specialists is a privately owned, full service insurance brokerage firm. We specialize in both employer-provided and voluntary benefits for companies of all sizes across a broad array of industries. We serve clients with both single and multiple locations throughout the country. The majority of our clients are based in North Dakota, South Dakota and Minnesota.

Affiliated with over 50 of the largest national insurance companies, we specialize in providing customized solutions for companies looking for group and individual insurance products and benefit plans which will meet the unique needs of their employees.
Our in-depth industry knowledge allows us to offer creative and flexible solutions with quality and price-sensitive insurance products and benefit plans for our clients.

Benefit Specialists is committed to offering the highest level of service possible to our customers. We work closely with every client to establish a strong, professional, working relationship, which will continue to grow year after year.

What We Do

At Benefit Specialists, we understand that when it comes to finding insurance products and benefit plans for your company, one size doesn’t fit all employees in all industries. We work closely with you to determine a cost-effective combination of products for your company’s benefit plan which will satisfy your employees, in your industry.

Products & Services we offer:

  • Group Health
  • Dental
  • Vision
  • Short-Term Disability
  • Long-Term Disability
  • Long-Term Care
  • Voluntary Benefits
  • Identity Theft
  • Employee Assistance Program

Let Benefit Specialists simplify your company’s insurance and benefit plan from market research to implementation.

As you will see each step of the process is focused on your company’s unique needs:

  • We work hard to understand your insurance and benefit objectives as an employer as well as the specific needs of your employees in order to develop a customized strategic plan.
  • We evaluate your existing benefits programs and benchmark your current plan compared to similar companies in your industry.
  • We research the marketplace to identify appropriate carriers for your industry.
  • We provide you with multiple customized options for plan designs that offer a variety of price-points for you to choose from.
  • We work with you to select the most effective way to communicate your selected plans with your employees through various implementation methods including; group meetings, one on one appointments, online enrollment as well as phone enrollment.
  • We focus on continued customer service support for your company’s management team, human resource contacts and employees.

Contact Us

Address:  P.O. Box 10006 Fargo, North Dakota 58106

Phone:  701.492.7372 | 1.800.383.6375

Fax:  208.445.2288

Email:  info@benefitspecialists.biz